Consumer Financial Protection Bureau Essay Example | Topics and Well Written Essays - 2000 words

Consumer Financial Protection Bureau - Essay Example It will illustrate the historical supposition of the Bureau creation, its main duties and responsibilities, the purpose for the Bureau, and the analysis of its operation. First, it is worth saying that a new consumer financial protection agency, the Consumer Financial Protection Bureau, was created to protect Americans’ personal finance transactions. It may seem that the creation of Bureau was a result of Congresss effort to reorganize the industry of banking thus preventing the possible economic crises in the future. In the article â€Å"Consumer agency will clarify financial products costs, terms† the interviewer and the advocate for creating the agency Elizabeth Warren, a Harvard law professor and chairwoman of the Congressional Oversight Panel, explained that the new Bureau would give a chance  to American families   to obtain financial security. First published in 2007 in the Democracy Journal, the idea of creating the new bureau described a feisty â€Å"Financial Product Safety Commission† whose agents would be known further to the Americans as firefighters (DePillis, 2011). The creation of the Bureau was called to rule governing consumer financial services and products that included mortgages and credit cards; it was also called to make loan terms and costs more transparent for the Americans. The agency would made credit cards and mortgages easy to follow, avoiding the fine print blurring of risk and cost. The agency was called to make the market more competitive; however, it was not aimed to facilitate the consumers in their purchase responsibilities and to make decisions on money (Mantell, 2010). Elizabeth Warren did not call the agency a â€Å"nanny†, but the force that will allow the market work again and will bring the transparency. In certain period, such transparency will allow penalty fees and charges to go down and credit products to become cheaper. The agency will measure the risk in the financial system, however, it will not ensure

Greenville Jenkins Essay Example | Topics and Well Written Essays - 2750 words

Greenville Jenkins - Essay Example In the Marshalls case, Grenville Jenkins is discriminated against as the member of the Sustainability team because he ought to rectify where he sees excessive spending by the company officials. This is supposed to help in the cost cutting measures of the company. Instead of listening and acting to his claims, the top management ignores him which makes him feel discriminated against. The board of the directors dismisses his allegations instead of seeing into his case by finding relevant measures to counter what he says. Jenkins is frustrated because the law on discrimination of employees does not apply in this case. If were operational, someone could have listened to his allegations and at least put some efforts in rectifying the excesses in the company. As a sustainability member in the company, Jenkins has the right authority to comment about such cases as those of extravagance (EEOC 2009, 1). Maureen Gibson Maureen Gibson, who is the sales representative, is acting against the conf ines of the company regulations. She has turned the working place to a Christian conversion center and does not heed to the instruction. She wears a crucifix on the uniform which against the rules of the company. Even if the law of discrimination suggests that no employ need to be discriminated against her beliefs, Maureen is abusing the opportunity she has been given to the company. When she is warned not t use the company as a preaching ground, she threatens to take legal action, which is an, overreaction. She is supposed to be answerable because of breaking the policies set to enhance equality in the company because she is a distraction to the employees in the company by preaching to them at the wrong place and time (EEOC 2009, 1). The company policy that denies wearing of jewelry on the uniform will counter the case she wants to file for the company. She is defiant and misuses the freedom in the company. She has been performing non business activities in the company premise by m aking the employees uncomfortable. This is against the rules of the company which she chose not to respect. When Maureen is approached by the line manager, she says that she is being denied her rights but, in actual sense she is working out her rights in the wrong place. She is supposed to hearken unto the rules stipulated by the company before taking a step to sue the company. No one is against her work but, the line manager is against her evangelism which affects the comfort of the other workers. The law should also be used to address the case in which the line manager was told about the Maureen’s behavior but ignored. The law should be used to sensitize the company managers and board of directors about the consequence of discrimination (EEOC 2009, 1). Gary Gary who is the primary career of his disabled son needs to be allowed to have flexible working arrangement because he needs to attend to his son needs. Denying Gary that opportunity is as well as discriminating against physical disability. This should be termed as open discrimination be cause the company is in a position to organize a flexible arrangement for Gary to be of use to his disabled son. The company representatives are answerable to the law on discrimination in the company where there is a need to respond to the requests of the company. The company top management who are in the jurisdiction of planning favorable moments for Gary to work

Workplace Evaluation of Status and Economic Comparison

Workplace Evaluation of Status and Economic Comparison Viktoria Konstantinova Key features of Work Practice Organization Evaluate your workplace in the context of its legal status and size in relation to both the Irish economy and world economy I have been on work experience in a community crà ¨che in disadvantage area since January 2014 until the place closed down and unfortunately I couldn’t get their policy and procedures. Therefore I will be evaluating my previous work experience from Level 5. The Child Care Act 1991 is one of the most important and comprehensive piece of legislation, in relation to the care of children. And everyone who is working with children have a legal obligation to adhere to this Legislation and every childcare setting is required to keep a copy of it at their premises and staff should consult and be familiar with roles and responsibilities stated in the Act. Child’s rights are the first Standard in Siolta’s Guidelines and my workplace implements it by offering children choices and uses their interest and initiative to participate in their own development and learning. Another example of promoting children’s rights is that it is now written in the Irish constitution after Referendum on children’s rights were held thanks to UNCRC (United Nation Convention on the Rights of the Child) which is ratified by most countries, except USA, Somalia, South Sudan The setting is privately owned and is located in a big house that was refurbished into a childcare according to all necessary Regulations that are required by law and stated in the Pre-School Regulations 2006. These Regulations provide for health, welfare and development of the children 0 – 6 years. As part of Pre-school regulations 2006 individuals working with children must be qualified to minimum requirement FETAC level 5 Major Award in childcare and Garda Vetted to fulfil their responsibilities to protect children in their care. †The new ECCE scheme directly pays pre-schools to provide a place for one year per child between the ages of 3 years 3 months and 4 years 6 months at September 1st each year. A higher rate is available as an incentive to encourage graduates with a relevant third level degree in early childhood to work in the sector† ( Neylon, 2012:2). Services that operate free pre-school year are required to implement Siolta principles and Aistear Curr iculum along with notification to HSE to run the service, Tax Clearance Certificate, Staff Ratios (â€Å"For each group of 16 children in a full day care setting there must be at least 1 Pre-school leader who meets the qualification requirements outlined above (i.e. minimum FETAC Level 5 or equivalent)† (www.dcya.gov.ie) My work experience has both pieces of legislation on the premises and is available to read for everyone staff and the parents along with inspection compliance forms. Most European countries now provide free universal admission to Early Childhood Care and Education (ECCE) services for children aged three to six. They usually provide subsidies for children aged less than three and children of school age. Ireland only provides free preschool year for specific age group from 3 years 2 months – less 4 years 7months on 1st of September of the year that they are starting. A lot of countries provide long maternity leave for mothers and fathers (Sweden) usually until child is entitled to free education which helps both parents to participate in employment, therefore beneficial to economy. Examine the workplace’s organizational structure, mission statement and values Their services aims and objectives are to provide a service that is based on the needs of the families and children as well as the staff. Like for children: an environment which meets nutrition, health and safety requirements, supports and strengthens family ties, and which reflects the socioeconomic, cultural and ethnic background of its users, which accounts for the additional needs of children (There is a large collection of age appropriate toys and equipment which will ensure that your childs developmental needs are met. The equipment is kept at a level which ensures that your child, as an individual can choose to play with what he/she wishes to. Rooms are bright and spacious with separate sleep room) Adults who respect them as individuals, and foster their unique abilities (physical, intellectual, social and emotional), background and ethnic identities, a curriculum that is consistent yet flexible to reflect children’s interest and encompassing gender equality (room staff are carefully chosen based on a special affinity they have with children of specific age group. They ensure that your child receives constant attention with variety of curriculums according to their age). For families: Supports them in providing an environment which promotes the holistic developmental needs of their children, respects and responds to the needs, values and cultural diversity of the parents (having an active exchange of information between parents and staff on a daily basis by sending home a sheet to let you know what your child has been doing during the day. For staff: goal as a staff team is to facilitate an open and effective working relationship whereby the practitioners are supportive and respectful of one anothers needs (Conducting staff meetings and appraisals on a regular basis and provide learning opportunities both internal and external). Crà ¨ches mission states that their aim is to treat your child as an individual who will receive the very best care and attention that we can provide in a safe, loving, caring and stimulating environment. Setting has a strong commitment to provide a progressive and consistently high quality child care service where the needs of both the children and the families are met. As dedicated Early Childhood Professionals, they believe that children are unique individuals who learn and develop skills through the process of exploration within an educational, play-based curriculum. Our service continues to offer care and activities for children with additional needs. The crà ¨che caters for children from 3 months – 12 years. It’s privately owned crà ¨che and consists of a baby room (3months – 1.5 years), wobbler/toddler room (1.5 years – 3 years), Hi scope room for senior toddlers (3 year – 4 years), Montessori Pre-School (4 – 5 years), Afterschool ( 5 – 12 years). Assess the workplace culture and management practices of your ECCE setting based on your experience My work placement setting is a crà ¨che and Montessori, and offers after school care, ECCE scheme, CETS scheme and full and part time places, sessional Hi-scope classes and is privately owned. Overall values and culture of my work experience is very family oriented, and management practices support parents, children and staff members. The setting has family like environment with a lot of siblings attending a crà ¨che. The management constantly obtains an open door policy allowing parents to either drop off or collect their children at any time. Parents do not take an active role in policy changes, however, management do welcome at any time any suggestions parents might have to change policies as they are always trying to improve our service. Communication between owner and the parent is usually through an email or one to one meetings. Owner and Management are very involved in the crà ¨che life and not only sit in the office, they also working and participate in the activities and outings with children (on one occasion owner came down with her car to bring some of the children that didn’t fit on the bus to the farm). Everyone in the setting follow policy and proced ures, especially on outings and on the school runs. Regular meetings held by the owner and the staff on a monthly basis, and small staff meetings held by manager with room leaders and childcare assistants weekly. Staff are communicating with parents face to face and through little notes that they record what the children did on everyday basis. Relationships and working atmosphere is very friendly and pleasant because owner recognises the complex and fluid nature of the work of the staff in the Centre. And provides staff with on-going and diverse training (Siolta training, they have recently received full Siolta Verification) that will offer them an opportunity to further their skills. Owner and Management believe that this kind of training commitment will lead to the highest possible standard of care for the young people in the Centre and to the development of greater job satisfaction and professional progression for all the staff. And for this reason staff feel valued and motivated in their work. Bibliography Childhood Care and Education 1990–2004† [Online] available at: http://www.cecde.ie/english/pdf/conference_papers/WalshQoQ.pdf last accessed on 1.07.2014 Centre for Early Childhood Development Education (2014) â€Å"Germany† [Online] available at: http://www.cecde.ie/english/pdf/Making%20Connections/MC%20Chapter%206.pdf last accessed on 1.07.2014 Department of Children and Youth Affairs,2011 â€Å"ECCE Programme Guide to the Programme and the Administrative Procedures for Service Providers and Parents† [Online] available at: http://www.dcya.gov.ie/viewdoc.asp?fn=/documents/childcare/GuidetotheProgrammeAdministrativeProceduresforServiceProvidersandParents.htm last accessed 1.07.2014 Department of Education and Science, 2009, â€Å"Developing the workforce in the early childhood care and education sector Background discussion paper† [Online] available at: http://www.education.ie/en/Schools-Colleges/Information/Early-Years/eye_background_discussion_paper.pdf last accessed on 1.07.2014 Early Childhood Ireland, 2012, â€Å"Salary Survey 2012† http://www.earlychildhoodireland.ie/advocacy-research-and-campaigns/research/surveys/salary-survey-2012/ Irish Times.(2011) †Nordic childcare model best for economic and social wellbeing†. Irish Times: Ireland [Online], Available at:http://cmi.mannadev.net/wp-content/uploads/2012/01/Nordic-Childcare-best-for-economic-and-social-wellbeing-Irish-Times-9.6.11.pdf last accessed on 2.07.04 National Women’s Council of Ireland. 2005. â€Å"Accessible childcare† [Online] available at: http://www.dit.ie/cser/media/ditcser/images/accessible-childcare.pdf last accessed on 2.07.04 Neylon G., 2012, â€Å"An Analysis of the Free Pre-School Year in Early Childhood Care and Education (ECCE) scheme – from a Practitioner’s Perspective† [Online], available at: http://icep.ie/wp-content/uploads/2013/02/icep12_submission_19.pdf last accessed on 1.07.2014 Salary Explorer, 2014, [online], available at: http://www.salaryexplorer.com/average-salary.php?loc=81loctype=1job=699jobtype=3show=job last accessed on 1.07.2014 Statistic Sweden, 2014, â€Å"Wage and salary structures and employment in the primary municipalities† [Online] available at: http://www.scb.se/en_/Finding-statistics/Statistics-by-subject-area/Labour-market/Wages-salaries-and-labour-costs/Wage-and-salary-structures-and-employment-in-the-primary-municipalities/Aktuell-Pong/7634/2012/28336/ last accessed on 2.07.04 Policy and Procedure from the creche 2014 Walsh T., (2004) â€Å"Quality: A Global Issue? An International Review of Quality in Early

Knowledge Development in Nursing Essay

A philosophy of nursing should be all encompassing, with its foundation based upon core values and beliefs, while building upon experience. Medicine is often comprised of controversial ethical dilemmas where we must be advocates. In a study that examined the relationship between nurses and physicians it was determined that â€Å"Differences in values, communication, trust, and responsibilities can precipitate conflict between nurses and physicians over ethical components of care. (Corley MC 1998) Developing ones theoretical knowledge and learning how to apply it successfully into their clinical practice is part of the evolving process. The evolution that occurs over the course of a career can be empowering. Hence, it is important to develop positive nurse-physician relationships to bolster confidence and grow from those interactions. The importance of positive nurse-physician relationships has been widely acknowledged (Baggs, 1989; Baggs & Schmitt, 1988; Eubanks, 1991; Fagin, 1992; Mechanic & Aiken, 1982; Prescott & Bowen 1985). Therefore, it is our obligation as professionals to mentor our peers, not only for ourselves, but our patients and families, as well. In an interesting illustration of self disclosure (Kim, H.S., 1999) a practitioner was able to identify the needs of a patient, but clearly had difficulty communicating the needs of the patient to the physician, although some of the difficulties appeared to be cultural in nature. The way we communicate with one another as practitioners, in addition to, how we collaborate and communicate with physicians has a direct impact on patient outcomes. As practitioners we are restricted in performing our jobs if we can not effectively collaborate with the physician. It is herein that the problem lies. The inexperienced or less assertive practitioner will often find it difficult to approach a physician when faced with perhaps the â€Å"Do Not Resuscitate† order that has yet to be signed. With that being said, approaching a family that needs to be educated on the implications of G-tube placement on their family member with prolonged intubatation and no signs of improvement can be daunting without interdisciplinary support. The more experienced practitioner’s clinical judgment is more easily verbalized  because he/she is comfortable in interdisciplinary collaboration, therefore the physician is more likely to involve them in the decision making process. For example in an ICU setting where often times the physician does not involve the practitioner in the decision making process or inform them when a decision has been made it generally creates one of three things. A. the nurse will continue to aggressively pursue the physician until an order is received B. resort to â€Å"slow codes†, or C. resuscitate all patients until told otherwise by the physician (Michael I Rauchman, BA). All of these things lead to negative outcomes for both the families and patients, and we as practitioners. â€Å"Future directions of the discipline are revealed when these linkages between philosophy, disciplinary goals, theory, and practice are strengthened† (McCurry, et al). It is for these reasons, we as practitioners must continually grow and develop through our experiences, always expanding our knowledge in the ever-changing profession we have chosen. Corley MC (1998). Ethical dimensions of nurse-physician relations in critical-care (The Nursing Clinics of North America) 1998 Jun; Vol. 33 (2), pp. 325-37. http://ehis.ebscohost.com.proxy.library.maryville.edu/ehost/detail?vid=19&sid=78745a3b-d950-4ea0-890c-4ee4ab4c4b46%40sessionmgr112&hid=101&bdata=JnNpdGU9ZWhvc3QtbGl2ZQ%3d%3d#db=cmedm&AN=9624207 ISSN#0029-6465 MICHAEL I. RAUCHMAN, BA Medical student McGill University Montreal, PQ RABKIN MT. GILLERMAN G, RICE NR: Orders not to resuscitate. N Engi J Med I 976; 295: 364-366 http://www.ncbi.nlm.nih.gov.proxy.library.maryville.edu/pmc/articles/PMC1875656/pdf/canmedaj01406-0055.pdf Expertise in Nursing Practice Caring, Clinical Judgment, and Ethics

Write a Detailed Essay on the Nature and Scope of Earth Science - Free Essay Example

Sample details Pages: 3 Words: 787 Downloads: 1 Date added: 2017/09/22 Category Advertising Essay Tags: Nature Essay Did you like this example? INTRODUCTION TO EARTH SCIENCE(GEO211) SS/BSS/09/0103 KWAKU FRIMPONG MARFO WRITE A DETAILED ESSAY ON THE NATURE AND SCOPE OF EARTH SCIENCE. Earth Science is the name for all science that collectively seeks to understand the Earth and its neighbors in space. Some Earth scientists use their knowledge of the Earth to locate and develop energy and mineral resources. Others also study the impact of human activity on Earth’s environment and design methods to protect the planet. Some also use their knowledge about Earth processes such as volcanoes, earthquakes and hurricanes to plan communities that will not expose people to these dangerous events. Earth science is also known as the Geosciences, the Geosciences or Earth sciences. It is arguably a special case in planetary science, the Earth being the only life-bearing planet. There are both reductionist and holistic approaches to Earth sciences. The formal discipline of Earth science may include the study of the atmosphere, oceans and biosphere as well as the solid earth. Don’t waste time! Our writers will create an original "Write a Detailed Essay on the Nature and Scope of Earth Science" essay for you Create order Typically, Earth scientists will use tools from physics, chemistry, biology and mathematics to build a quantitative understanding of how the earth system works and how it evolved to its current state. Like all other scientists, Earth scientists apply the scientific method: Problem statement, Review literature, Formulate hypothesis after observation of and gathering data about natural phenomena and then test these hypotheses. Finally, there is the need for one to publish and explain the research in the scientific community. It must however be pointed out that Earth science is inter-disciplined—it cuts across all sciences and study fields. Science in the broadest sense refers to any systematic methodology which attempts to collect accurate information about the shared reality and to model this in a way which can be used to make reliable, concrete and quantitative predictions about events in line with hypotheses proven by experiment. In a more restricted sense, science refers to a system of acquiring knowledge based on the scientific method, as well as to the organized body of knowledge gained through such research. The scope of science, therefore, is knowledge through reason—and the scope of Earth science is knowledge of the Earth systems through the study of combined science. Knowledge is, therefore, borrowed from other disciplines such as Geology, which is the study of the earth surface(rocks) and interior; Astronomy, the study of the universe that the Erath is a part of; Meteorology, the study of the weather and Earth’s atmosphere and Oceanography, the study of the Earth’s oceans(the four Earth sciences). Geology is the primary Earth science. Literarily, it means â€Å"the study of the Earth†. Geology deals with the composition of earth materials, earth structures and earth processes. It is also concerned with the organisms of the planet and how the planet has changed over time. Geologists search for fuels and minerals, study natural hazards and work to protect earth’s environment. Meteorology is the study of the atmosphere and how processes in the atmosphere determine earth’s weather and climate. Since everyone is concerned about the weather, it can be considered very practical. For instance, how climate changes over time in response to the actions of people is a topic of urgent worldwide concern. Oceanography is the study of the Earth’s oceans—their composition, movement, organisms and processes. The oceans cover a greater part of the planet. The oceans have a major influence on the weather and changes in the oceans can drive or moderate climate change. Oceanographers work to develop the ocean as a resource and protect it from negative human impact. Astronomy is the study of the universe. Studying space beyond dearth is important since the moon derives the oceans’ tidal system, asteroids impacts have repeatedly devastated Earth’s inhabitants and energy from the sun drives our weather and climate. When talking about the nature and scope of Earth Science, it is also necessary to talk about its importance. Today, we live in a time when the Earth and its inhabitants face many challenges. Our climate is changing and that change is being caused by human activity. Earth scientists recognize this problem and will play a key role in efforts to resolve it. Again, we are also challenged to develop new sources of energy that will have minimal negative impact on climate; locate new sources of metals and other mineral resources as known sources are depleted. In a nutshell, the scope of Earth science is knowledge of the earth systems through the study of combined science which also looks at data collection and research woks and the subject being inter-disciplined. References: 1. www. geology. com/body. htm 2. www. wcbp. com/geology/conte 3. Earth Science, An Integrated Perspective, Conte, Thompson and Moses

Quotes Attributed to Epictetus

California s Statutory Prohibit Marriage - 949 Words

QUESTION PRESENTED 1) Whether California’s statutory prohibit marriage between two persons of the same sex violate the California Constitution by denying equal protection of laws to gay, bi-sexual, lesbians and transgender a right to marry, or by denying the right to privacy and freedom of expression? BRIEF ANSWER No. Because the Constitution was written for a man and a woman to marry based on religion and would be a direct violation of what we have been taught all of our lives. Such a profound change would cause the institutions to teach in a â€Å"new† form with a democratic process. FACTS On June 4, 2008, the plaintiffs in this case include fifteen same-sex couples who wish to marry in California and support groups for lesbian, gay, bisexual and transgendered Californians. They were denied many times; however, now before the California Supreme Court, they argue that â€Å"California has long led the nation in recognizing that constitutional provisions guaranteeing equal protection, privacy, due process and freedom of association and expression require that lesbian and gay people, like all people, be treated fairly under the law.† Nonetheless these protections, California has denied same-sex couples the right to marry. That denial, they argue, violates the California Constitution. DISCUSSION In this proceeding, the trial court ruled in favor of plaintiffs which were a devastating blow to the Constitution. 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